CDs and IRAs

Certificates of Deposit

Our traditional CD or Time Deposit is available in several different maturities.

  • Competitive rates
  • $2,500.00 minimum balance to open
  • No monthly service charge
  • Terms from 90 days to 3 years
  • Automatic renewals
  • FDIC insured, up to the allowable limits
  • Early withdrawal penalties may apply

Individual Retirement Accounts

IRAs are a great way to gain tax advantages while saving for retirement. We offer Traditional and Roth.

  • Competitive rates
  • $500.00 minimum balance to open
  • No monthly service charge
  • Terms from 12 months to 3 years
  • Automatic renewals
  • Classified as a Certificate of Deposit
  • FDIC insured, up to the allowable limits
  • Early withdrawal penalties may apply
  • Early withdrawal may result in taxes owed
  • Contribution amounts change yearly